1.Acceptance of Terms
By accessing or using this website for investment purposes, you agree to be bound by these Terms of Use and applicable laws. If you do not agree, you must not use this website.

‍2. About Us
This website is operated by Baytulmaal Finances Limited ABN 16 122 787 311 AFSL 355094 (Baytulmaal), the Responsible Entity and issuer of the Baytulmaal Property Trust ARSN 674 597 445 (Fund).

‍3. General Information Only
The content on this website is general in nature and does not constitute financial product advice, legal advice, or a recommendation to invest. It does not take into account your personal objectives, financial situation, or needs. You should seek independent financial advice before making any investment decision.

‍4. Product Disclosure Statement (PDS) and TMD
A Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the Fund are available at www.baytulmaal.com.au. You must read and consider these documents in full before making any decision to invest, withdraw, or hold an interest in the Fund.

‍5. Investment Risks
Investments in the Fund carry risks, including possible delays in repayment and loss of income or capital. Baytulmaal does not guarantee the performance of the Fund, repayment of capital, or any rate of return. Past performance is not a reliable indicator of future performance.

‍6. No Offer
Nothing on this website constitutes an offer or invitation to invest in any jurisdiction where such an offer would be unlawful.

‍7. Shariah Compliance
References to Shariah Compliant investment relate to the investment methodology only and do not guarantee performance, returns, or capital protection.

‍8. Accuracy of Information
Baytulmaal seeks to ensure that the information on this website is accurate and up to date, but does not warrant its accuracy, completeness, or reliability. Information may be changed at any time without notice.

‍9. Limitation of Liability
To the maximum extent permitted by law, Baytulmaal and its directors, officers, employees and agents exclude liability disclaims all liability for any loss or damage (including indirect or consequential loss) arising from or in connection with your use of or reliance on this website or its content.

‍10. Third-Party Links
This website may contain links to third-party websites. Baytulmaal does not control or endorse those websites and is not responsible for their content, accuracy or privacy practices.

‍11. Intellectual Property
All content on this website, including text, graphics, logos and materials, is owned or licensed to Baytulmaal and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without prior written consent, except for personal, non-commercial use.

‍12. Privacy
‍Your use of this website is also governed by our Privacy Policy, which is available at www.baytulmaal.com.au and outlines how we collect, use and disclose personal information.

‍13. Changes to Terms
‍Baytulmaal may update these Terms of Use at any time without notice. Continued use of the website constitutes acceptance of the updated terms.

‍14. Governing Law
These terms are governed by the laws of South Australia, Australia. Any disputes arising in connection with these terms are subject to the exclusive jurisdiction of the courts of South Australia.